Minneapolis Home Mortgage

Too often people buying their first home are given the wrong kind of mortgage because they work with a lender that does not know, or have access to, all of the special loan programs out there.

For example, one of these programs allows you to buy up to $35,000 more home for the same monthly payment and still get a fixed interest rate.

After more than a decade of experience in Minneapolis mortgages, Alec is recognized as one of the top mortgage consultants in Minnesota and a leader in affordable housing.

His business is built around helping people buy their first home and beyond. By using special programs for first time home buyers that include benefits such as lower interest rates, down payment assistance and even monthly payment assistance his clients are able to afford better homes without a higher payment.

Experienced Mortgage Broker

After more than fifteen years of experience in the industry, Alec is recognized as one of the top mortgage consultants in Minnesota, and a leader in affordable housing. The majority of his clients come by way of referral: from past clients and other Real Estate professionals. In 2009 he moved his mortgage practice to Bell Mortgage.

If you want a Special Mortgage with down payment assistance in Minnesota, you should start with Alec. His primary focus for many years has been on the first-time homebuyer market. His expertise, as well as knowledge of unique lending products and programs including special mortgages with down payment assistance, are vital in assisting first-time buyers avoid the pitfalls and achieve their home ownership dreams.

Unlike most originators, Alec works closely with multiple city and county resources for first-time homebuyer programs and is one of the few select lenders writing annual grants to the State of Minnesota. He is also a frequent speaker at mortgage banking and real estate conferences. If you are a first time home buyer and want to know about special mortgages with down payment assistance in Minnesota you should get started right, and save time and money with his Smart Start™ Consultation

Alec grew up in Northfield, where he also graduated from St. Olaf College. In 2000, he and his family moved back there where they still reside. Alec draws upon his Speech Communication degree to explain the mortgage process in a way that people can understand, whether they have a financial background or not. This communication background has also led to a side career as a speaker, delivering more than 30 speeches and classes a year on mortgage and Real Estate topics such as buying your first home, building a new home and how to buy bank owned homes. He has also had more than 20 articles published on similar topics (pre-blogging). You can read his blog at www.TheMortgageScoop.com. Alec was a featured host on the radio for over three years on The Minnesota Real Estate Show. In 2009 he launched Sweet Home Minnesota on FM 107.1 with Scott Wollmering and Kelly Guest.